There are many various options available for contents insurance. Below is a brief summary of the cover granted by the majority of the insurers that we place our cover with. The list is not exhaustive and full details are available on request and are subject to the terms and conditions of the insurer quoted to you by ourselves.
We'll pay up to your sum insured to replace the contents of your home should they be lost or damaged by a wide range of hazards including theft, fire, and flood. In all cases, policies are set up on a new for old basis. In other words they pay for new items to replace old ones.

In addition, standard cover includes protection against:

You can choose to add full accidental damage cover to your policy for an additional premium. This will protect the contents of your home against damage that you, your family or your visitors may cause. This would include accidents such as spilling paint on your carpet or dropping a favourite ornament on the floor.
As well as the option to include accidental damage you can extra premium and include:

By covering your personal belongings cover for your contents are extended to cover anywhere in the UK as well as up to 60 days abroad. Usually insurers impose an article limit of £1500 otherwise the item has to be specified. This means for example that cover is extended to include

For full terms and conditions we will endeavor to advise you as to the policy limits and terms. Please note that most insurers impose an excess of between £50 to £100 for contents claims.

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